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  1. Why longer amortization may start trending

    Steve RandallREP When the new tighter restrictions on mortgage lending come into effect in just over two months they could spark a new trend – longer amortizations. With OSFI’s stress test requiring borrowers of uninsured mortgages to prove they can afford payments 2% above their contract rate, fewer people will qualify. However, switching to a […]

    By Les Twarog Vancouver Real Estate and Condo Blog
    22-10-2017
    Real Estate Related

  2. Home inspections are one of the most important facets of buying and selling homes

    Home inspections save money Neil SharmaCanadian Real Estate Wealth Home inspections are one of the most important facets of buying and selling homes, but, unfortunately, they’re often overlooked. Such has been the case during Toronto’s bidding war frenzy over the last few years, during which prospective buyers forfeited their right to a home inspection for […]

    By Les Twarog Vancouver Real Estate and Condo Blog
    22-10-2017
    Real Estate Related

  3. Powered by solar energy the ARKUPP livable yacht is environmentally friendly

    Ride out climate change and rising waters in your ARKUP floating home Lloyd Alterother TreeHugger is all about sustainable design, so what’s not to love about the new ARKUP livable yacht? The designers claim that it is “environmentally friendly, powered by solar energy, no fuel, zero emission, equipped with waste management, rainwater harvesting and purification […]

    By Les Twarog Vancouver Real Estate and Condo Blog
    22-10-2017
    Other News Articles

  4. Headwaters Club 15436 31st Avenue Surrey 88 homes in a 4 storey building by Lakewood homes

    Development situated close to amenities and transit, yet tucked away in a forested enclave ROBIN BRUNETThe Vancouver Sun The advantage of purchasing a new condominium in a region such as South Surrey is affordability without sacrificing convenience; but the downside is that too many times, the condos are squeezed shoulder-to-shoulder with other condo developments and […]

    By Les Twarog Vancouver Real Estate and Condo Blog
    21-10-2017
    Real Estate Related

  5. Evolv35 312 Moody Avenue North Vancouver 35 four bedroom townhomes by Guildford Brook Estates

    Evolv35 townhomes incorporate a feature that’s anything but ordinary: the ‘lock-off suite’ Michael Bernard The Vancouver Sun An artist’s rendering of Evolv35, a project from Guildford Brook Estates Developments in North Vancouver. [PNG Merlin Archive] PNG An artist?s rendering of Evolv35, a project from Guildford Brook Estates in North Vancouver. PNG Kitchens at Evolv35 will […]

    By Les Twarog Vancouver Real Estate and Condo Blog
    21-10-2017
    Real Estate Related

  6. CMHC chief alarmed by growth of unregulated lenders

    Canada housing agency concerned by unregulated lenders’ growth MATT SCUFFHAMThe Vancouver Sun New rules meant to cut out risky lending by Canadians banks are pushing home purchasers into the arms of unregulated lenders, the head of the nation’s housing agency said on Friday, adding that steps could be taken to curb their growth. The Office […]

    By Les Twarog Vancouver Real Estate and Condo Blog
    21-10-2017
    Real Estate Related

  7. OSFI rule change will protect against tail risk of correction

    Steve RandallCanadian Real Estate Wealth The changes to OSFI’s B-20 guideline which will tighten mortgage lending criteria from January has not been widely welcomed, but Fitch says it’s a good thing. The ratings agency says that the banking system is still vulnerable to “a growing tail risk of a sharp correction in the housing market” […]

    By Les Twarog Vancouver Real Estate and Condo Blog
    19-10-2017
    Real Estate Related

  8. OSFI’s tighter stress test could push home buyers out of the market

    Homebuyers beware Neil SharmaREP While it’s unlikely the next interest rate hike, expected December 6, will be too cumbersome for homeowners, especially those on fixed-rate mortgages, prospective homebuyers will feel the heat. According to Brad Henderson, president and CEO of Sotheby’s International Realty Canada, the rumoured interest rate increase is believed to be in the […]

    By Les Twarog Vancouver Real Estate and Condo Blog
    19-10-2017
    Real Estate Related

  9. Stress test to hit ‘move-up’ home buyers the hardest

    Ephraim VecinaCanadian Real Estate Wealth The newest set of mortgage restrictions announced by the Office of the Superintendent of Financial Institutions (OSFI) will hit home buyers looking to upgrade to new properties the hardest, according to BMO financial group chief economist Doug Porter. OSFI’s latest rules state that even home buyers who don’t require mortgage […]

    By Les Twarog Vancouver Real Estate and Condo Blog
    19-10-2017
    Real Estate Related

  10. Why researching your rent-to-own company is important

    Neil SharmaCanadian Real Estate Wealth While rent-to-own purchases are becoming more popular, it’s important to know who you’re dealing with, and to balance the risks and rewards. According to Bob Aaron, a real estate lawyer with Aaron & Aaron, rent-to-owns typically surge in popularity during market downturns, and  they’re also one of the few options […]

    By Les Twarog Vancouver Real Estate and Condo Blog
    19-10-2017
    Real Estate Related

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